Unsolicited Testimonial: Mint.com
January 16, 2008 2 Comments
The thing with unsolicited testimonials is that nobody asked me to write about Mint. I’m just a passionate user of their service. I’ve been using Mint since November.
FACT: I am more in control of my finances with Mint.com
Mobile Alerts – my favorite
Mint sends me a weekly text message and e-mail with my balances. They also notify me of low balances, or when a paycheck has been deposited. This keeps me much more informed of potential screw ups on my part like overdrafts / bad returned checks.
Mint Saves Me Time
Before using Mint, I kept an excel spreadsheet with most of my recurring expenses like rent/cellphone/electricity/etc. just to give me some kind of idea of what was going on – I didn’t invest the effort into getting down to the nitty gritty on things like gas, groceries, restaurants, gifts, or entertainment. Now my transactions are entered in automatically, and most of the time categorized correctly.
What Mint Isn’t
- Mint didn’t get me a raise
- Mint isn’t perfect – it’s still a young product
- Mint can’t move money
- Mint does not handle trips to Walmart well. It’s difficult to put spending at Walmart into one category.
Mint has some reading material concerning security. I’ve checked a lot of it out. Yodlee, the company that Mint partners with is audited by several federal offices. It’s safe. Mint has an aggressive privacy/security policy that is also worth reading.